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The short-term loans are available immediately and are simple to get. But interest rates are typically very high — with an APR of up to 391% in Kansas and 371% in Missouri. Critics say payday lenders are profiting from people in need, and trap them in debt.
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Maria Galvan used to make about $25,000 a year. She didn’t qualify for welfare, but she still had trouble meeting her basic needs. “I would just be...
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Kansas lawmakers considered tighter rules on payday lending during a committee meeting Wednesday, but they ultimately decided not to recommend more…