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The short-term loans are available immediately and are simple to get. But interest rates are typically very high — with an APR of up to 391% in Kansas and 371% in Missouri. Critics say payday lenders are profiting from people in need, and trap them in debt.
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In early 2016, residents of Wichita’s City Council District 1 got together to discuss what businesses they wanted to see move in at 13th and Oliver.The…